A new path to ownership

First‑ever Bitcoin mortgage‑style financing platform

Own a whole Bitcoin the way America learned to own homes.

Buy Bitcoin now, Pay over time

No credit checks. No income verification.

In the 1930s, the 30‑year mortgage democratized homeownership and created the American middle class. Today, Orange House is doing the same for Bitcoin ownership—making it possible for everyday people to own a whole Bitcoin, not just fractions.

Tickets release in batches — don’t miss your window.

Reserve your ticket Learn how it works

Orange building among grayscale city buildings

The historical parallel

Before the modern mortgage, only the wealthy could buy homes with cash. The 30‑year mortgage changed everything. Orange House brings that same proven model to Bitcoin—because owning a whole BTC shouldn’t be reserved for the elite.

The problem (just like pre‑mortgage housing)

Bitcoin at ~$118,000 is out of reach for most. People are stuck buying $50–$100 fractions and never build meaningful ownership—just like the pre‑1930s era when only cash buyers could own homes.

The solution (the same one that built American wealth)

30‑year Bitcoin financing. With ~$23,600 down and ~$828/month, a whole Bitcoin becomes achievable for the middle class—the same structure that once turned renters into owners.

The impact (from homes to Bitcoin)

Mortgages created generational wealth for millions. In the digital era, whole‑Bitcoin ownership will define the next century’s wealth gap. We’re making sure everyday people aren’t locked out.

Get pre‑qualified See the data

Orange rowhouse among grayscale neighbors with Bitcoin symbol

Simple eligibility. No discrimination.

We do not run credit checks or verify income. Approval is based on your ability to pay the down payment and keep up with ongoing monthly payments.

From the 1930s housing revolution to the 2025 Bitcoin revolution

The same structural unlock that built the American middle class is now coming to digital ownership.

30% → 65% Homeownership after modern mortgages

$3,900 Average home price then — ~$600 down

$30T+ Middle‑class wealth created

< 0.1% Americans who own a whole Bitcoin today

$118,000 Approx. price of one Bitcoin

~$23,600 down Creates new path to whole‑Bitcoin ownership

How it works

A simple four‑step path from fractions to full ownership.

Start now

Step 1

Pick your target

Choose how many Bitcoin you want to own—start with one whole coin.

Step 2

Reserve your place

Buy fully refundable tickets to hold your spot in line while we structure your financing.

Step 3

Lock your financing

Complete your down payment and finalize terms—no credit checks or income verification.

Step 4

Own and pay simply

Take ownership of a whole Bitcoin and make straightforward monthly payments.

One idea, any home

The infrastructure for the largest wealth transfer in history

We’re not just building a lending company — we’re building the rails for the next century of digital property ownership. In the future, our customers will thank us for making whole‑coin ownership possible.

Our Team

Decades of fintech, management, customer care, and community leadership — building the first‑ever Bitcoin mortgage‑style financing platform.

Lamar Wilson

CEO & co‑founder

Cherise Wilson

Co‑founder

Lajean Wilson

Chief Customer Concierge & co‑founder

Frequently Asked Questions

Short, clear answers to help you decide if Orange House is right for you. We’ll expand this as we hear from more people.

What is a reservation ticket?

A refundable ticket that holds your place in line to receive a financing offer. The full ticket amount is credited toward your down payment if you proceed.

Is my ticket refundable?

Yes. Tickets are 100% refundable. Refunds are processed beginning after 120 days from purchase.

Does a ticket lock the price of Bitcoin?

No. Reserving a ticket does not lock or guarantee the price of Bitcoin or any financing terms. Pricing and terms are presented only when an offer is made and accepted.

When do offers start?

We expect to begin making offers in late Q4 2025. We’ll contact you by text at the number you provide.

Do you run credit checks or verify income?

No. Approval is based on your ability to pay the down payment and keep up with monthly payments.

Who owns the Bitcoin while it’s financed? Do I have “title”?

Think of it like a home with a mortgage: you own the asset from day one. The financing places a security interest (similar to a lien) until the loan is paid off, but not ownership. Practically, that means the Bitcoin appears as an asset on your balance sheet and the loan appears as a liability; your equity grows as you make payments and as market value changes. Subject to your agreement and applicable law, that equity may be eligible to support other financing needs (for example, a home purchase*), pending third‑party underwriting and approval. *Related: U.S. housing regulators have directed Fannie Mae and Freddie Mac to consider crypto holdings in mortgage assessments — see this Reuters report.

How much is the ticket fee?

$500 per BTC reserved. For example, reserving 2 BTC is a $1,000 ticket, fully credited toward your down payment if you proceed.

What happens after I reserve?

You’ll receive a confirmation and we’ll place you in the queue. When it’s your turn, we’ll present a financing offer with full terms. No obligation until you accept.

Where does the Bitcoin price come from?

For estimates we reference public spot price feeds (e.g., Coinbase). Actual pricing and terms, if you proceed, will be provided in your offer.

Is Orange House a bank?

We’re a finance platform focused on responsible Bitcoin ownership. Banking services, if applicable, may be provided by partner institutions.

Ready to own a whole Bitcoin?

Join the waitlist, buy your refundable tickets, and lock your spot.